Borrow
from £1000
to £10,000

48.8% APR REPRESENTATIVE FIXED









Borrowing £ over months

Repaying £ per month. Total repayable £

QUICK AND EASY LOANS

We will get you your money as
quickly and easily as possible.

Everyone accepted*

No upfront fees

Money within 24 hours

Speedy Application

*Providing you can afford the monthly repayments
& your guarantor meets our criteria
ASK A FRIEND

All you need is a friend who is:

A UK Homeowner

Aged between 23 to 69

In receipt of a regular income

Guarantor Loan FAQ’s


Loans can be a confusing business so we have compiled some of the most frequently asked questions we receive from our customers to help you along with your next guarantor loan.

NO – It does not matter if you have had CCJ’s, defaults or missed payments, we simply need to make sure you can afford your monthly payments and you have a guarantor that trusts you.
YES – A lot of customers have many other loans they are struggling to keep up with. A guarantor loan can be taken over a longer term to lower your monthly outgoings and make life easier each month.
A guarantor loan is an unsecured loan which requires a second person to act as a guarantor. The guarantor agrees that they will repay the monthly instalments should you miss any payments for any reason.
Once you have applied our completion team aim to transfer the funds within 24 hours, as long as your guarantor details have been provided at the time of your application.
YES – A guarantor can be anyone who trusts you to repay the loan. Guarantor’s are usually friends, parents and other family members, but there are plenty of other people who you can ask like Work Colleagues, Neighbours or even your Landlord. They will just need to meet the few requirements in the “Ask a friend” section. Should you be unsure if your guarantor will be accepted or not then please take the time to apply anyway as we will always try our best to accept an application.
Applying for your loan is quick and easy and can be done in less time than it takes to boil the kettle. You simply need to click the “Apply Now” button along with providing your details and clicking the amount you require from our money tree. To receive your money quicker you can also provide your guarantor’s details to us after you have clicked apply.
NO – At guarantorloans.co we do not believe in charging any upfront fees to our customers, so if you change your mind you are free to cancel the application without it costing you a penny.
NO – Your monthly payments will never increase, unless you choose the option to pay extra. Even if interest rates change around the globe your loan will not be affected.
Your loan conduct is reported to credit reference agencies so providing your monthly payments are made on time each month your credit rating should improve and could lead to you being accepted for loans in the future without the need for a guarantor.
Your loan can be used for any legal purpose. Most loans are used to clear debts, consolidate other loans or credit cards, home improvements and purchase new cars.
YES – You can settle the loan at any point during the term.
YES – You will need to have a regular income each month, but this can come from any source. We can accept both employed and self employed applicants and can also include additional income from benefits or pension.